SHORT-TERM

INSURANCE

At Sanlam Private Wealth we approach your wealth with hard-earned experience, superior skill and meticulous attention to detail, and therefore only team up with other partners who do so too. Our affiliates within the Sanlam Group, Santam Limited (“Santam”) and Sanlam General Insurance (“SGI”), offer a diverse range of general insurance products and services internationally through a network of international intermediaries and direct channels.

Santam is the leading general insurer in South Africa with a market share of more than 22% and provides a diverse range of general insurance products and services internationally and in southern Africa.

Santam serves more than 1 million policyholders who range from individuals to commercial and specialist business owners and institutions. For personal insurance, Santam offers a multi-product and multi-channel distribution that provides clients with comprehensive cover through a wide range of products. Their policies offer unique benefits to their target segment and can be tailored through flexible excess structures and policy benefits to suit each client’s needs.

For commercial insurance, Santam offers a business portfolio which serves small to large enterprises by providing flexible and unique commercial insurance solutions that are tailored to suit the needs of entrepreneurs and businesses. Santam Specialist focuses on the insurance of complex and niche market risks, while the Santam Specialist Business Unit includes underwriting managers and niche business units, alternative risk transfer and cell captive facilities and agriculture crop insurance.

SGI, through its subsidiaries, provides insurance and reinsurance services. SGI’s insurance portfolio includes short-term insurance and life insurance products; and treaty and facultative non-life and life reinsurance products. The company also provides assistance services that include provision of a network of correspondents and service providers (doctors, nurses, paramedics, towing services, mechanics,
airline companies, etc.); and third party administration services to manage healthcare costs. It serves individuals, businesses and companies in Africa and the Middle East.

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